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Car insurance can be purchased direct or through an agent.

Cheap Car Insurance Buying Through a Local Agent


Steps:
1. Visit local agents' offices, ask for a rate quote and gauge responses.
2. Ask about "claims-free" discounts for time a policy is in force without a chargeable claim.
3. Ask about a "multiline" discount if you buy more than one line of insurance.
4. Ask about office hours and after-hours assistance.
5. Ask for company rating and financial information.
6. Determine if the company has agents and claims offices in other states if you travel extensively.
7. Ask friends and acquaintances about the company.

Tips:
Buy the most comprehensive coverage you can afford.
Buy from a local agent if you want personalized service.
Agents can represent one or more companies.
Beware of companies with agents who pressure you to pay for unnecessary coverage.

Cheap Car Insurance Buying Through a Direct-Market Company


Steps:
1. Ask for recommendations from friends who have purchased car insurance via an 800 number or the Internet.
2. Contact three to five different companies.
3. Ask for written proposals.
4. Ask about claim filing procedures.
5. Ask about earning claims-free discounts.
6. Investigate the company's industry rating.

Tips:
An AAA rating indicates strong financial standing. Settle for nothing less.
Consider a direct-market company if you feel comfortable with less personal service.
Make certain the representative knows if you reside in a "no-fault" insurance state.

Cheap Car Insurance related reviews

Progressive Car Insurance: Official Site Named #1 insurance website by Watchfire. Get a free direct quote now. www.progressive.com

Auto Insurance Rates at Insurance.com Compare instant, accurate auto insurance rates at Insurance.com. Receive online quotes from top insurance companies. Buy online or over the phone. www.insurance.com

State Farm Car Insurance - Official Site State Farm offers competitive and affordable rates for auto insurance. Deep discounts for safe drivers, good students and safety features in your car. www.statefarm.com

GEICO Car Insurance - Official Site Get an instant quote and see how much you could save. www.geico.com

Free Side-By-Side Auto Insurance Quotes In just five minutes save time and money with free side-by-side car insurance quotes from some of the most trusted names in insurance: Safeco, Esurance, Harford, Travelers and more. www.answerfinancial-quotes.com

Safeco.com: Auto Insurance Direct Safeco offers low, competitive rates and courteous customer service. Not available in CA, NY, NJ, MA. www.safeco.com

Auto Insurance - Quotescout Auto insurance quote specialist. Shop auto insurance companies instantly. Links to online quotes and services. It's your money, save it. www.quotescout.com

Cheap Car Insurance Get a quote, compare quotes and buy your policy instantly online. Print your insurance cards in minutes. Quote. Buy. Print. It's that easy to save on car insurance with Esurance. www.esurance.com

Unitrin Direct - Cheap Auto Insurance Looking for cheap auto insurance? Unitrin Direct may be able to save you $300 or more for the same, or better coverage. Get an online quote today. www.unitrindirect.com

Cheap Car Insurance Get your free car insurance quote online and save an average of $415. www.responseinsurance.com

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